All modern browsers provide support for at least 128 bit encryption which, even with today's computers, cannot be compromised.

The only people affected by lower-bit encryption are using international versions of the following browsers and/or operating systems:

• Internet Explorer® versions from 3.02 but before version 5.5
• Netscape versions after 4.02 and up through 4.72
• Windows® 2000 systems shipped prior to March 2001 that have not downloaded Microsoft's High Encryption Service Pack and are using Internet Explorer

These antiquated browsers—Internet Explorer 3 was released in 1996 and Netscape no longer makes an Internet browser—are so old that the security risk from using them is greater than any risk posed by 40- bit encryption.

The reality is that SGC certificates offer no additional protection and can cost hundreds of additional dollars.